I can gift ancestral property as I like??????

 1. I can gift ancestral property as I like??????

It is owned by the entire family, not an individual.

While you are entitled to tax benefits if you set up a Hindu Undivided Family (HUF), there is a restriction on the transfer of property. You cannot gift ancestral property that is jointly held by the HUF unless you are a sole surviving member, according to a recent ruling by the Bombay High Court. The ruling came in a case filed by the sons of one Mallappa Isapure, who had two wives. He divided the ancestral property between the sons of his two wives.

However, the second wife, Chandrabai, claimed that a portion of the property that was in possession of the sons of the first wife was, in fact, gifted to her by her husband. The sons of the first wife said that the property could not be gifted as it was a joint family property. While the appellate court dismissed the plea, the trial court upheld it, and was later also maintained by the high court, which stated that ancestral property could not be gifted. The property was duly partitioned and the respondents were asked to pay the cost.

In HUFs, the property is jointly held by the family. Therefore, no individual member has an absolute right over it. Hence, he cannot gift it to a third person, unless he is the sole surviving member of the HUF. "This ruling has significance for HUFs, while the other religions do not recognise the concept of joint property," says Suresh Surana, founder, RSM Astute Consulting.


2.  Letter of authority is enough for delegation

It works for routine tasks, not for complex deals.

While you may be astute at taking care of your financial matters, there are times when you must delegate authority to someone else. The two commonly used documents to do so are the letter of authority and the power of attorney.

A letter of authority is a simple document, which works for routine, everyday tasks like collecting a cheque book from the bank branch or submitting documents on your behalf. However, this is not a registered document and will not be accepted for more complex transactions such as the sale of property or any other asset.



For such deals, you need a power of attorney to delegate authority since the transaction is bigger. A power of attorney is a more detailed document and lays down the manner in which the transaction is to be conducted.

What a return on investment!!!!

This mail was written by me 5 years back so as on date the demand of tenants may have gone up. ........Alok 

What a return on investment!!!! 

One of my tenants is having 180 sq ft. Area. Building is old.. Deteriorated. No lift. No  proper maintenance. He is not having attached toilet ,bath, balcony and thus using common bath and toilet. No watchman, no garden no new society facilities.

 However they r asking for prevailing market price of new ownership building. Instead of 180 sq. Ft. They are asking compensation for 350 sq ft..  asking for ownership rights.

These demand of bigger area comes from news that  slum dwellers of Dharavi are going to get bigger area. But they do not realize that slum re-developers/ builders  ( mostly politicians and bureaucrats)  are getting 4 times free FSI where as landlord is not getting an inch free. The TDR is available but that is not for compensating tenants  and TDR is to be bought at high price and not coming free and construction cost and municipal very high  bribe cost is extra.

Pl. Advise how to satisfy such a tenant? Is it rational??

Landlord has paid for decades to tahsildar, talati, BMC, for property tax, assessment tax etc. besides emergency repairs and maintenance, property manager etc. In turn the tenant has been paying merely Rs. 40/- per 180 sq. Ft. But is now asking Rs. 35 lacs ( considering Rs. 10000/- p. Sq. Ft for 350 sq. Ft.).  

So investment of Rs. 40/- p.m. and enjoying/ exploiting shelter for whole month u get in return Rs. 35/- lacs. What a return on investment!!!! 

 Dear Tenants / Trespassers:

1. Live amicably. Avoid confrontation with landlord.

In ur heart u will agree that Mumbai rent act is one sided and grossly favouring tenants..
However there r some grounds on which landlord the shelter provider can file case.

But if both the parties live with understanding and fellowship then such situation can be avoided. I request u to not to do anything to harm the harmony and compelling us to go to court. Pl. note that going to court means money flows out like water. U have to chase ur advocate, court clerk, Xerox wala, stamp wala, typing wala etc. Gather evidences, documents, and witnesses. Worst is dates after dates in court will have to spend. Easily one case till end can cost anywhere from Rs.1lac to 2 lacs. And that is not the end rather it is beginning. Then may have to approach higher courts.
So for any wise person court is the last choice.
Hope u will avoid a situation which warrants legal action. I for one want to avoid courts.. Rather I am one who would like panchas to decide small issues as by going to court matters worsen as some advocates add spice to the simple case and make it acidic / ulcerated.
So I repeat do not give any opportunity which calls for filing of cases against each other. Same is very taxing on time and money and B.P...By the way u all know what r the issues and avoid them..
Let us resolve issues by peacefully settling same. Once in court then there is no reversal. Then I would like to not sit down but fight to finish..
If there r any comments or suggestions then pl. write back to me.

2. Spend for upkeep and hygiene as landlord is already in loss:

Also in ur heart u know that every expenses have increased blowing the roof but the rent. Since u r protected u don’t offer to pay a paisa more to landlord. Never mind but spend something to keep environment beautiful, hygienic and safe.

3. Ask for only fair market price if u decide to leave for better living:

And when u decides to leave our property pl. ask for prevailing market price and we will have to give u that as otherwise no one quits. We have already paid many then why not you. With present delays in justice sysytem v have no choice.

 Most imp.:   No tenant can evict another tenant therefore one tenant has not to fear another tenant.

                   No tenant can do away with landlord. Keep peace with him.

                   Only landlord can file eviction suit for annoying him.   

Some Clarifications / some facts :

1. Thousands of landlord owned buildings are lying as it is for 60 yrs or more and those living there r suffocating in inhuman conditions both owners and tenants.

2.  Very thin population of tenants have been lucky to get higher compensation that too when landlord was in desperate situation. But all tenants are lying down for decades with open mouth waiting apple to fall in their mouth too. Is it greed?? Is it blackmail??? Is it arm-twisting????

What is a difference between Mafia Dawood and a tenant who demands manifold then he is entitled to or blocks the sale/ development???? And media, police and judiciary sympathises with tenants.

3.      Govt has given 4 FSI to slum dwellers SRA scheme and announced 225/ 290 sq  ft accommodation for slum dwellers. Landlords have not been given extra FSI. So tenants if r expecting bigger flats are day dreaming. All tenants may unite and ask for 4 FSI for landlords so that they too get this benefit. Besides SRA scheme flat owners can not sell their flat for 15 years.SRA buildings are having no proper lighting / space as rules are compromised. No stilt in SRA.NO open ground. And poor construction. But some ignorant are asking 225/ 290 sq ft from landlords in lieu of their 180 sq ft or so.

4.      Unfortunately present RBI policy does not give necessary finance to landlords to redevelop building. All tenants should ask for necessary change in policy so that landlords can reconstruct their houses and reoffer good modern houses to tenants. 

So since tenants are in numbers and voters count in India and not moral and  rule of law may tenants demand a better deal from govt for landlords so in turn landlord can give a better deal and much better houses to tenants ( definitely much better then SRA) .

Thanks and Regards,
Alok Tholiya (S.E.O.),

The Tenant’s, Trespassers, residents and their relatives (as applicable),

Without prejudice to my rights and contentions

ALOK THOLIYA

THOLIYA BHAVAN. GR. FLOOR,

10^th ROAD, NEXT TO REGENCY HOTEL,

SANTACRUZ (EAST), MUMBAI: 400 055.

Tel. 26125699 / M.9324225699.

tholiya@yahoo.com / www.aloktholiya.blogspot.com

Wednesday, June 08, 2011

To,

The Tenant’s, Trespassers, residents and their relatives (as applicable),

Tholiya Bhavan,

Mumbai.

Dear All,

Greetings.

I have been keeping extremely occupied due to several reasons like:

1.     Being single hand in my insurance and other business.

2.     Due to devotion of lot of time to my social work / activism/ samaj karya

3.     Ailing guardians

4.     Responsibility of family, properties and formalities of govt . 

5.     Over all declining health due to aging

Therefore I seek cooperation from you all. If there is a planned discussion / long discussion / general discussion then pl. take prior appointment from Sandhya Madam on tel. no. 26125699/ 26173203. Give her relevant letter, documents/ copies of documents, agenda. After necessary preparations she will herself get back to you on your phone and confirm the appointment suitable to all.

Hope you will understand and cooperate.

Pl. do not mind if my staff / family members do not allow you to barge in as it is not possible to suddenly attend to any discussion of importance and neither possible to divert the attention from other work / meeting/ appointments in hand.

I am sure that we will have cordial good lawful relations as neighbors hereafter.

Thanking you all and wishing you all good health and happiness,

Alok Tholiya

TENANTS PROFILE as on 10.03.1999.

TENANTS PROFILE as on 10.03.1999.

1. Name of the Trespasser    :     Dhobi (Istriwala) Inducted by I.D. Chedda.

2. Flat / Premises No.           :     Hut in open plot of building.

3. Area in Sq.ft. Occupied    :     100 Sq.ft.

4. Rent per month (Rs.)        :     Nil.

5. Career / Occupation         :      This istriwala keeps changing hand.  One bhaiya will go to U.P.     

& another will come.  They bath in open in chaddi & cook food in open.  They were inducted as trespasser by another tenant who also uses them as muscle men as well witnesses in court.  They have without N.O.C. of landlord also taken commercial electrical connection.  Their monthly income works out to Rs.2 (Average per pc.) output per worker 200 no.  Rs.2 X 200 no. X 6 persons = 2400/- per day X 30 days = Rs. 72,000/-.  They don’t observe weekly off & work since morning 8 am to night 11 pm.  They pay no rent & contribute nothing towards upkeep, security of building.

TENANTS PROFILE as on 10.03.1999.

1. Name of the Trespasser    :     Ex-tenant Mrs. Amrit Arora

2. Flat / Premises No.           :     Room No. 3.

3. Area in Sq.ft. Occupied    :     160 Sq.ft.

4. Rent per month (Rs.)        :    

5. Career / Occupation         :     Had office in Yusuf Bldg., Fort which she sold & got good

 money for her adopted son bought maruti van, two wheeler, etc.  He started video library at his house & created nuisence for neighbourhood.  6 years back he shifted to Delhi & got married.  Mother (Mrs.Arora) followed.  Finally this month they handed over possession for Rs.2,50,000/-.   . All very fine people, loveable, friendly and disciplined.

TENANTS PROFILE as on 10.03.1999.

1. Name of the Trespasser    :     Ex-tenant Mr. R.N.Goel

2. Flat / Premises No.           :     Room No. 1 & 2.

3. Area in Sq.ft. Occupied    :     450 Sq.ft.

4. Rent per month (Rs.)        :    

5. Career / Occupation         :     Vice President, Piramal Mill.  Only son in U.S.A. having 30 lacs p.a. income.  Owns 1 car & one scooter, 5 room flat in Mumbai.  Had given loan to landlord above Rs.5 lac @ 20% interest p.a.  Left tenancy after keeping his room under lock & key for three years & after taking Rs.7 lacs.  All very fine people, loveable, friendly and disciplined.

TENANTS PROFILE as on 10.03.1999.

1. Name of the Trespasser    :     Mr. I.D. Chedda

2. Flat / Premises No.           :     Room No. 4, 5, 6 & 7.

3. Area in Sq.ft. Occupied    :     650 Sq.ft.

4. Rent per month (Rs.)        :    

5. Career / Occupation         :     Has not paid rent for over 2 decades.  Mr. & Mrs. I.D. Chedda now stay at Deolali at their bungalow, where they also own farm & farm house.  Their son & his wife & only child stays (3 person) in this huge 4 room flat.  They have illegally enclosed the open passage.  They also have inducted two tresspassers before we bought the building from the earlier landlord.  The one has been put in garage & another in unauthorised shed.  He has also made unauthorised car parking shed for his car.  While landlord’s car is parked in open (sort of half porch)  His father satisfy his greed he has parked a skeleton of his scooter in common passage so that he can claim extra right / extra money if building is ever developed / sold.

TENANTS PROFILE as on 10.03.1999.

1. Name of the Trespasser    :     N.B.Pillai

2. Flat / Premises No.           :     Garage.

3. Area in Sq.ft. Occupied    :      Sq.ft.

4. Rent per month (Rs.)        :    

5. Career / Occupation         :     He has retired from central govt. service.  His one son is all India marketing manager in Ranbaxy Pharmaceutical & second is abroad.  Daughter is happily married & lives with her husband

TENANTS PROFILE as on 10.03.1999.

1. Name of the Trespasser    :     Mr. I.C.Jain

2. Flat / Premises No.           :     Room No.6

3. Area in Sq.ft. Occupied    :     150 Sq.ft.

4. Rent per month (Rs.)        :    

5. Career / Occupation         :      Has already enclosed otla in front of his house.  Additionally they are blocking the entire common bathroom.  Keeps drum, shoe stand, dust bin, stool all outside their house in front of our door.  The dust bin & used vessel

             

TENANTS PROFILE as on 10.03.1999.

1. Name of the Trespasser    :     Ex-tenant Mr. N.M.Thakkar

2. Flat / Premises No.           :     Room No.7

3. Area in Sq.ft. Occupied    :     200 Sq.ft.

4. Rent per month (Rs.)        :    

5. Career / Occupation         :     Initially when Mr.Thakkar switched over to bigger apartment then he kept his nephew in this room.  Finally when he too shifted then they surrendered the premises for Rs.65000/- in the year 1983.All very fine people, loveable, friendly and disciplined.

TENANTS PROFILE as on 10.03.1999.

1. Name of the Trespasser    :     Mr. N.K.Purohit

2. Flat / Premises No.           :     Room No.2

3. Area in Sq.ft. Occupied    :     200 Sq.ft.

4. Rent per month (Rs.)        :    

5. Career / Occupation         :     Mr. Purohit migrated back to Jaipur.  Owns palatial bungalow “Kalyan Kunj”, at ‘C’ Scheme, opp. Mahavir School, Jaipur.  Owns 5 cars, 2 scooters, plush office.  Have bought 3 no. 32” Sony CTV worth Rs.115000/-.  Eldest son is in America & is green card holder.  They are one of the largest gems & semiprecious stones exported.  Each of their family members have travelled to U.S.A., Europe, Bangkok, Hongkong several times.  Their passport can reveal the same.  Their telephone / fax bills per month amount to over a  thousands of  rupees.  They use this room as a transit to catch international flight or when they come to Mumbai for few days. They are one who have exploited us to core and yet backstabbed. 

rent is approx. Rs. 350/- p.m. for 3500 sq. ft. of area in posh locality

Dear Clara,
Thanks for replying to my mail. It is rarest of the day when I have received a reply of my mail. This speaks volumes about your clean personality. Your replies too are very straight and non evasive .Thanks once again.

I would like to throw light and press some more questions based on facts given by you:

1. You have stated that the rent is approx. Rs. 350/- p.m. for 3500 sq. ft. of area in posh locality which means just 0.10 paisa per sq. ft.. The ongoing rate for maintenance  in your ownership flat in that area is Rs. 10 per  sq. ft. means even to maintain your own flat in co-op housing society you would be paying 35000/- per flat where as landlord is getting Rs. 350/-.In reality landlord should get atleast 20% higher then prevailing market rate as he too has to earn and sustain his family on this income as originally he let out the premises with the purpose of making  profit and not for doing charity.
2. Pl. note that this Rs. 350/- is also not his nett income. Landlord has to compulsorily pay income tax on income from rent. Then he pays municipal assessment tax , Maharashtra land revenue tax, hafta to various municipal dept as they have various powers to sue landlords ( which in case of society the Hon. secretary pays from society funds).If you are appointed property manager of such tenanted buildings then can you maintain the building with these meager rent which a coolie does not accept. Then mentioning  that lift  is purchased and maintained by tenants  or tenants are  repairing the building  is  sly  and putting wrong emphasis. I am willing to add  Rs. 10000/- per year from my pocket to rent collected and challenge  any one to  maintain  our building and  pay all taxes  from same. Forget about giving me profits from the property / investment in property.
3. It is unthinkable that any landlord can redevelop the building without the cooperation of tenants ( as per present law and delaying courts).What must have happened is that tenants must have asked to become property owner after paying a particular price. There may be balance FSI or better market value to this property and hence landlady does not want to give up her ownership. The landlords have stuck to their property for decades inspite of losses, hardships and headaches  and court cases with some attachment to property and some hope of gaining profit one day hence no landlord will normally relinquish ownership unless some other circumstances demand.
4. The tenants should offer landlord the  construction cost and vacate their premises for 18 months for redevelopment and get back the same after new building is ready. The balance area has to go to her on which tenants must be eying on. Or govt. who have made mess of Mumbai by draconian and impractical rent act have to offer extra FSI like given for housing developments for slums so landlord themselves can bear the cost of construction and redevelop the property and tenants and landlords can live happily thereafter. I repeat if any landlord thinks he can get his building vacated easily and will then redevelop / sell is living in fool’s paradise.Pl. ask Mr. Chanrai to give facts of their offer to landlady. I am sure they think she is cornered and want to take over ownership her of property?
5. The laws/ systems are made such that everyone is running to court (and advocates advise all to go to court) on every worthless purpose too. Be it family court, accident tribunal, cheque bouncing  or rent act the courts are flooded with cases. It is advisable to have Panchayat type of system/ ombudsman/ lok adalat  in each municipal constituency . There should be counselors and mediators in each police station to avoid costly and lengthy litigation which in time to come becomes personal revenge tool and harassment tool .But it is dreaming too much in this selfish bureaucratic and political environment. All tenants and landlord run to court as they have no other redressal forum and forum which can bring them together. And the divide increases between loss making landlords and over demanding tenants.
6. Pl. note that tenants are neither vacating nor allowing increase in rent (where as all other expenses they incur at latest price) is because of rent act. Same rent act says if landlord does not carry out repairs and maintenance then tenants can do so and deduct 5% of rent every month till they recover their spent amount. Then why they should feel bad or proud by carrying out the repairs all by themselves. Follow the rent act in toto and don't oblige landlord by carrying out repairs and proudly showing plaque and narrating same to newspapers. Can one carry out repairs with rent of Rs. 350/- p.m.. in which he can hardly buy a bag of cement. Only thing as honest and right minded citizen landlord has to do is to contribute his share for area occupied by him or services used by him which are maintained jointly.
7. Hope this will clarify few things.Pl. note that I don't bear malice towards you or any tenant but am here to raise voice against decades of whipping of landlords.

Regards,                                           
Alok Tholiya
(Insurance, Mutual Fund, Bonds, Real Estate)
Tholiya Marketing and Leasing Pvt. Ltd.
Marigold Party Hall,
Tholiya Bhavan,
10th Rd., Santacruz East,
Mumbai 400055
M:9324225699

www.digambarjains.com
The matrimonial web site for Digambar Jains

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----- Original Message ----
From: Clara Lewis
To: Mr Alok Tholiya
Sent: Wednesday, 28 May, 2008 1:47:49 PM
Subject: Re: Tenants locked in repair tussle published in TOI on 26th May


Dear Mr. Tholiya,

Thank you for your response. You have asked several questions related to the story we carried on Sita Kunj building. The answers are as follows:


Mr. Alok Tholiya (tholiya@yahoo.com) wrote*:
>
>Dear Clara,
>Hi,
>1.    This is about ur above article. Did you ask the tenants how much rent
>they are paying per month to landlady?

Rs 300- 380 per month

>2.    Do you know that there is a law that all tempos older
>then 15 years have to be discarded? Why? Then why 50 year and older building which
>are falling year after year and precious life and property are lost are not asked
>to be compulsorily redeveloped rehousing old occupants?

Yes I know about the law with regard to tempos. I am also aware that in case of a majority of buildings (unless well maintained) the economic life is only 60 years after which they need to be pulled down.
The landlady of Sita Kunj wants redevelopment without the tenants ie she does not want them in the new building. The tenants had even offered her the market price per flat which she has turned down. At present it is the tenants who pay for the electricity and maintenance of the building.

>3.    You have reported that tenants are saying she wants to
>redevelop her building. Is it a crime to redevelop? Even most of the new
>buildings of flat owners are being redeveloped with the availability of extra
>FSI and TDR.. Then why she should not be cooperated by law, officials and
>tenants to redevelop her property. Govt. should ask banks to finance landlords
>to redevelop their property giving them 4 FSI as is being given to builders
>developing unauthorized slums.

No crime in redeveloping but the situation is as I have informed you above.
>4.    You have reported that tenants apprehend that landlady
>wants the building to collapse .While you have also reported that she stays on
>top floor. Will her life and property be not in danger if building falls?
>5.    You have reported that she stays on top floor and
>terrace is just above her flat. How on earth the water leaking from terrace
>enters lower floors to flats of tenants? Have you personally satisfied yourself
>against this allegation and can you elaborate on this? Normally water will
>first enter landlady’s flat. And if there is leakage on her floor too then
>water will percolate down to lower floor. You say tenants flat got flooded. Do
>you know the dictionary meaning of flooded, leakage, seepage? Have you used word
>leakage to create bad opinion about fraternity of landlords the shelter providers?
>Have you used this adjective under influence of Trustee of Jaslok hospital? The
>truth is known to only Holy Jesus and you.

If you read my article again you will see I have mentioned that in 1986 the landlady constructed her flat on the common terrace with the consent of all the tenants. She now claims that the terrace is no longer part of the cessed building but rather her personal property. Even I pointed out to her that the terrace is in dire need of structural repairs and if it collapses she too stands to lose her flat and life.

I am told that she does not reside in her flat here as she has another home (a 13-storeyed building at Walkeshwar). She had even approached the courts to not allow the repairs and her petition was dismissed. In the past she did not allow the lift to be repaired. The tenants had to approach the courts so that they could instal a new lift. If you visit the building you will see a plaque put up inside the lift mentioning that the lift was purchased by the tenants and is maintained by them.

>6.    Did you ask tenants to support landlady in rebuilding
>as there is a limit to repairs. Is not it unwise to spend huge sum of money on
>dilapidated building which you say is getting flooded.

Like I have mentioned earlier the tenants have offered to purchase their flats at the market price and she has refused.

>7.    Has Times of India been only getting news about
>suffering tenants? Why don’t you visit two of my buildings to see how much as a
>landlord I have to suffer and tenants are staying free and because of biases
>reporting of newspapers be it Police or courts are all having sympathy towards tenants.
This is not true as you can see that unlike in a majority of cases where tenants refuse to shell out money for anything, here the tenants have been pro-active in maintaining the building.

I realise you are a very harassed landlord but as you can see this is not a biased story against landlords sympathising with unruly tenants. The story clearly shows that it is the other way round. The tenants including the landlady are wealthy and yet cannot reach a common ground for maintaining the building.

Thank you,

clara lewis

“Tenants locked in repair tussle with landlady”

Alok Tholiya

THOLIYA BHAVAN. GR. FLOOR,

10^th ROAD, NEXT TO REGENCY HOTEL,

SANTACRUZ (EAST), MUMBAI: 400 055.

Tel. 26125699  /  M.9324225699.

tholiya@yahoo.com

Wednesday, May 28, 2008

Reg: Article “Tenants locked in repair tussle with landlady” published in page 2 of TOI on 26th May....

Dear Clara, (Reporter Times of India)
Hi,

1.    This is about ur above article. Did you ask the tenants how much rent they are paying per month to landlady?

2.    Do you know that there is a law that all tempos older then 15 years have to be discarded? Why? Then why 50 year and older building which are falling year after year and precious life and property are lost are not asked to be compulsorily redeveloped rehousing old occupants?

3.    You have reported that tenants are saying she wants to redevelop her building. Is it a crime to redevelop? Even most of the new buildings of flat owners are being redeveloped with the availability of extra FSI and TDR.. Then why she should not be cooperated by law, officials and tenants to redevelop her property. Govt. should ask banks to finance landlords to redevelop their property giving them 4 FSI as is being given to builders developing unauthorized slums.

4.    You have reported that tenants apprehend that landlady wants the building to collapse .While you have also reported that she stays on top floor. Will her life and property be not in danger if building falls?

5.    You have reported that she stays on top floor and terrace is just above her flat. How on earth the water leaking from terrace enters lower floors to flats of tenants? Have you personally satisfied yourself against this allegation and can you elaborate on this? Normally water will first enter landlady’s flat. And if there is leakage on her floor too then water will percolate down to lower floor. You say tenants flat got flooded. Do you know the dictionary meaning of flooded, leakage, seepage? Have you used word flooded  to create bad opinion about fraternity of landlords the shelter providers? Have you used this adjective under influence of Trustee of Jaslok hospital? The truth is known to only Holy Jesus and you.

6.    Did you ask tenants to support landlady in rebuilding as there is a limit to repairs. Is not it unwise to spend huge sum of money on dilapidated building which you say is getting flooded.

7.    Has Times of India been only getting news about suffering tenants? Why don’t you visit two of my buildings to see how much as a landlord I have to suffer and tenants are staying free and because of biased reporting of newspapers all including Police and   courts are having sympathy towards tenants and are against landlords.

Pl. visit my two tenanted buildings and atleast report facts about suffering landlords.

I will be shortly mailing more facts about tenants and rent act, builders and new breed of landlords, courts dealing with rent matters. I don’t want to tire you in a one shot hence closing this mail,

Hope to receive your reply on above,

Bye,

Alok Tholiya

Due to SS BJP rulers of Mumbai did not clean choked gutters

this was a condition of my building with first showers this June 2013